The Postal Savings Bank always reminds me that the certificate of deposit has expired. What happened?

It should be said that the money you deposited in the Postal Savings Bank has expired and you need to go there to go through the formalities. Generally speaking, the householder will choose two ways, one is to continue to deposit, and the other is to take out the money. Either way, you need to do it yourself, and you need to bring a series of documents to go through the formalities with the staff at the counter. I have the following views on the expiration of the postal bank deposit certificate:

First, if you are not short of money recently, you can choose to continue saving.

Having money in the bank means that people who have money on hand are richer recently, and those who have time deposits are generally not short of money. For those who have money on hand, most will continue to save money. After all, they can also get an income in the bank. At present, most people keep their money in the bank in order to preserve their assets, on the one hand, because the bank is particularly safe, and on the other hand, because interest is also a considerable income.

Second, if you have urgent money recently, you can choose to withdraw it.

Generally, when the certificate of deposit expires, the householder can choose to withdraw the money. If there are some things that need money recently, or if you need to invest in certain industries, you can take out the money for your own use. Most people will deposit a sum of money in the bank for a rainy day. This is the so-called back road, so money may be very important to yourself.

Third, if you think the interest rate is too low, you can deposit it in other banks.

At present, the interest rates of major banks may be different, some banks are high and some banks are low. If you want to deposit money in other banks, you can withdraw money from the postal bank. Generally speaking, the interest rate of local banks is relatively high. But for the sake of safety, state-owned banks are still better. Although the interest gets the money, it may only be a little bit, which is not worth mentioning in front of safety.

If you have any other special views on the expiration of the deposit certificate of the Postal Savings Bank, please leave a message in the comments section below.