How to inquire about undelivered remittance?

Counter inquiry: You can go to the bank counter with your ID card and bank card.

ATM Inquiry: Insert the bank card into the ATM, enter the password, and click Inquiry to inquire about the balance and transaction details.

Telephone inquiry: call the bank's customer service phone for inquiry.

To check whether there is remittance in the bank card, investors can only go to the bank counter or call the bank customer service number. Generally speaking, the bank card remittance has not arrived, which may be:

The other party sets the account to arrive after 2 hours and 24 hours. It may be that the other party transfers money at ATM, or the remitter makes a large amount of inter-bank transfer on weekends or holidays, so the account will arrive later. Large inter-bank transfers need to be reviewed by the People's Bank of China and are closed on weekends and holidays, so the arrival time will be relatively late.

If the payee is in urgent need of money, the remitter can go to the bank to cancel the transfer business, and then transfer money through mobile banking. Nowadays, mobile banking transfer is generally omnipotent. Generally speaking, mobile banking transfers arrive in real time, and the transfer amount is also large. Some banks can transfer 6.5438+0 million, and some banks can transfer 2 million.

Bank remittance skills:

Counter remittance fee is high:

There are many ways of bank remittance, but bank counter remittance is still one of the mainstream remittance methods, especially for middle-aged and elderly people, and counter remittance will be the first choice. Compared with other channels of remittance, the remittance fee rate at the counter is higher. It is understood that the four major banks collect 0.5% of the remittance amount through the counter, with the lowest in 2 yuan and the highest in 50 yuan.

Electronic remittance has many advantages:

During the Spring Festival, many banks introduced preferential policies for remittance fees. ICBC said that the handling fee for off-site transfer and inter-bank remittance through online banking, mobile banking or telephone banking will be 50% lower than the preferential standard of bank outlets. If you are a star-rated customer of ICBC, you can enjoy a 50% discount on the basis of the original discount.

SMS remittance is also very affordable:

SMS remittance service refers to the transfer and remittance service between the customer and the contracted account by editing the fixed format SMS content through the mobile phone and sending it to the corresponding port. CCB has launched this function. Customers only need to agree on the payment account number, collection account number and mobile phone number at the bank counter, and after opening the SMS remittance service, they can transfer and remit money between the agreed accounts by sending SMS.