What are the repayment methods of spot consumer finance? Do you support voluntary repayment?

There are two repayment methods: online and offline. Of course, active repayment is supported. The bookkeeping date is the corresponding period of the bank's account opening date (if the date is 29/30/3 1, it will be postponed to 1/2/3 of the following month). Then the repayment date will be delayed by 5 days at most according to this time, that is, 6/7/8. These days is the repayment. If you need to apply for immediate deduction, you can call the customer service hotline at 400-036-8867 and select the function option of prepayment according to the self-service voice prompt. If you need to make an appointment for deduction, you also need customer service operation. Call customer service and choose manual customer service according to the voice prompt. The prepayment requirement contract is not overdue, and there is no withholding business on that day. There is also a restriction that it can be handled five days before the repayment date. Comfortable flowers are similar to bank credit cards, and the understanding of repayment date can refer to the repayment date regulations of major bank credit cards.

The calculation method of interest on comfortable expenses is based on the actual borrowing days. Daily interest = remaining unpaid principal * daily interest rate. The lowest daily interest rate is 0.0200% and the highest daily interest rate is 0.0483%. The specific interest rate is subject to the data displayed on the loan information confirmation page. Handling fee calculation method: withdrawal handling fee = single loan amount * 1%, with the highest 30 yuan. Calculation method of penalty interest The overdue amount shall be calculated on a daily basis. Penalty interest = overdue principal *0.3%. The service fee is calculated according to the actual loan days. Daily service fee = remaining unpaid principal * daily service rate. The minimum rate of daily customer service fee is 0.008 1%, and the maximum rate is 0.06 14% (the specific implementation rate is subject to the data displayed on the loan information confirmation page). The calculation date of loan interest starts from the date when the loan is successfully issued (that is, the loan is transferred from the instant consumer finance).

Their repayment date is fixed. Every 22nd is the accounting day, and 27th is the payment day. Similar to a credit card, because you can borrow money repeatedly, the bill date is used to calculate the minimum repayment amount of all the loans you borrowed, as well as various expenses such as interest. Therefore, the repayment amount of each period is not fixed. Each loan lasts for up to 6 months, and each installment has a minimum repayment amount, which can be settled in advance.

How to calculate the repayment date of Alipay instant financial management? When handling prepayment business, the borrower should avoid the normal repayment date of the current month. If it is overdue, please deposit enough funds in the repayment account first, and then handle the business after the loan management system has disposed of your loans overdue principal and interest. The following two ways, one is automatic repayment. You only need to ensure that the repayment bank card (that is, the collection bank card at the time of borrowing) has enough funds, and you also need the repayment amount. Our company will automatically deduct the money in the early morning of the repayment date. The second is to take the initiative to repay. You can enter "Yihua" at any time, click "Repayment" and complete the repayment according to the prompts on the page.