I want to buy a mortgage car. Can I buy a car by mortgage?

Of course you can buy a mortgage car. Recently, I bought a mortgage car in Xiyuan Mortgage Car Shop, and I also learned some legal knowledge before buying a car. First of all, you should make clear the nature of the mortgage car. The owner pledges the vehicle that is still in arrears to the pawnshop or individual (creditor) for loan, and the lender (creditor) signs a contract with the owner in the form of creditor's rights. If the owner fails to repay the principal and interest, the creditor will transfer the creditor's rights (including the vehicle and the right to use the vehicle) to a third party. According to China's contract law, the transfer of creditor's rights is protected by national laws. So you can buy a mortgage car with confidence. Speaking of which, I'll give you some advice on buying a mortgage car by the way: after the car and the agreement are traded separately, it's best to separate the car from the agreement, which means that the car can be driven with a driving license, and the signed agreement can be taken away by friends or delivered by express. This can prevent robbery and theft, even if the car is robbed and stolen, it can also produce strong evidence when calling the police. In order to avoid unnecessary trouble, it is best to remove the GPS of the original car to prevent the owner or malicious financial company from stealing the car. In time, the beneficiary is his own insurance, and the mortgage car also needs to be insured. After you buy a vehicle, you should pay a beneficiary's own commercial insurance in time, but it is recommended that someone you trust be the beneficiary. If the vehicle is in danger, the insurance claim can be credited to his account! Get him back to you! Insurance is also the best proof that you own this car and this debt. So be sure to buy insurance in time. Look at the source channel of mortgage car. Some cars are directly mortgaged to the bank. There is no problem in buying this kind of car for public auction or judicial auction entrusted by the court. If you get information through the internet or send text messages to deal with the information of mortgage cars, don't trust this information source. Small loan companies will have 10 thousand routines to make your car and money empty, so be sure to beware of this trap. It is recommended to buy a mortgage car or go to a regular platform.