Is the text message sent by the credit card loan really filed?

The text messages sent by credit card loans may be true or fraudulent. Banks do remind cardholders of overdue credit cards through SMS, guiding them to solve the repayment problem and avoid more serious consequences. These short messages usually contain the bank's contact information and repayment account information. However, some criminals pretend to be bank staff, send false short messages, and ask for sensitive information such as personal bank account information or credit card number for fraud. Therefore, when you receive such short messages, you should be vigilant and don't disclose personal information easily. You can verify the authenticity of the short message by checking whether there is a case number in the short message and inquiring whether the local court official website has detailed information about relevant cases. Check whether the information in the SMS is consistent with the information directly provided by the bank. Observe whether there are other official documents or subpoenas to support the information in the SMS.