How to open an account in a Hong Kong bank and how to open an account in a Hong Kong bank.

Is it difficult to open an account in a Hong Kong bank? In my opinion, it's not difficult at all!

I used to open an account in Hong Kong, so today I will teach you how to open a baby account in Hong Kong.

First of all, why do you want to open a bank account in Hong Kong?

First, continue to pay Hong Kong premiums and claims! Although opening a bank in Hong Kong is not a necessary condition for buying insurance in Hong Kong, it is not the only choice for claims settlement. But it's really much more convenient to have a Hong Kong hukou.

Second, foreign exchange control in the Mainland has been tightened, while bank accounts in Hong Kong are not subject to domestic control and can freely collect foreign currency.

Three! Concerns about further depreciation of the renminbi can use Hong Kong accounts as a safe haven.

How to apply for a personal account in a Hong Kong bank?

1 mainland resident identity card

2 Hong Kong and Macao Pass

Need to remind everyone that banks in Hong Kong have a minimum deposit limit, and account management fees will be charged below a certain deposit amount, monthly or quarterly.

The following are the information of major banks in Hong Kong, such as their account opening conditions and fees, for reference only ...:

Standard Chartered Bank: Mainland ID cards, Hong Kong and Macao passes/passports and account opening funds are required: 0 yuan has different account types and provides different services: ordinary comprehensive accounts with a minimum daily balance of HK$ 6,543,800+million; Those with insufficient accounts will be charged HK$ 654.38+020 quarterly; Some senior accounts charge an average daily minimum balance of HK$ 200,000; Those with insufficient accounts will be charged HK$ 360, with a daily balance of HK$ 654.38.

How long will it freeze? 10 months. It will freeze if you don't use it.

Card collection time: card collection on the same day.

2. HSBC: Pass and ID card. Personal flow and balance in the last three months are more than 200,000. According to the purpose of opening an account, some other supporting documents will be provided, such as bank statements, payrolls, etc.

Account opening fund: HK$ 1000 yuan.

Different types of comprehensive accounts: wise financial management: average daily minimum balance of HK$ 65,438+0,000, deficit of HK$ 60? Financial planning ... The average daily minimum balance is HK$ 200,000, and the difference is HK$ 120? Excellent financial management, with an average daily minimum balance of HK$ 6.5438+0 million and a deficit of HK$ 380?

How long to freeze: If you don't use your account for 2 years, it will be frozen.

Card collection time: the same day

Hang Seng Bank: Mainland ID Card, Hong Kong and Macao Pass/Passport

Account opening fund: 5000 Hong Kong dollars or 10000 Hong Kong dollars.

Account category: Simplified comprehensive accounts, including Hong Kong dollar accounts, foreign currency accounts, investment accounts and non-checking accounts. The average daily minimum deposit is HK$ 5,000, and if it is insufficient, a comprehensive account of HK$ 50/month will be charged. The average daily minimum deposit is HK$ 65,438+00,000, and the shortfall is HK$ 60/month.

How long will it be frozen? It will not be used for 2 years.

Card collection time: the same day