Why do I need a bank card verification code to return JD.COM IOUs? What do you mean by deducting 50 thousand?

For the safety of your account and funds, deducting 50,000 yuan is a short message prompt for the successful deduction of JD.COM Baitiao.

JD.COM Baitiao real-name authentication is a real-name authentication service provided by JD.COM Baitiao. With your identity information and bank card information as verification conditions, the security level of your account and the credit of your personal account can be improved after verification. If you forget the payment password or lose your mobile phone, you can retrieve it through real-name information to improve account security.

JD.COM Baitiao is a consumer installment credit product under Jingdong Finance, which can enjoy a brand-new payment method of "consumption first, payment later".