Is Daxin Jinke's collection formal?

irregular. Not only Daxin Jinke collects money, but all collection companies are irregular and illegal. If the collection company is established according to law, it is legal for the bank to contract this part of its business to collection or call a debt collection company. But so far, our country has not agreed to set up such a debt collection company, that is to say, all debt collection companies or debt collection companies are illegal, and it is obviously illegal for banks to outsource their business to an illegal enterprise or company.