Today, I received a short message saying that my loan was approved, but I never did it. What should I do? Wait online, hurry up! ! !

As long as someone has applied for a loan, no matter what loan software it is, other platforms seem to know this news, and then keep sending some information to this user: the application quota has passed, and how much quota will be refunded soon.

However, after you actually link in from that short message, you still have to fill in some application materials, and finally you have to make a sum of money according to the actual amount of audit. These short messages can be defined as spam messages, but the number sent each time is different, and the system can't identify the blocking.

Extended data:

All loans, audits and next payment can be handled online, even online loans. The advantage of online lending is that it is convenient, and you don't have to bring your personal data to the loan office separately. However, the risk is relatively high. Some people pretend to be banks or well-known companies, but they don't have an office address and can't provide real company business licenses and personal ID cards.

Formal online lending requires the borrower to fill in the loan purpose, loan amount, collateral, income and other contents in detail, accurately and truly. Then the loan investigator will conduct a preliminary review of the borrower's needs and qualifications to judge the authenticity of the information, that is, the telephone investigation link. Finally, sign a loan contract, which is clear and legally binding.

Baidu encyclopedia-online loan