Credit information SMS fraud

Everyone is in awe of the personal credit information system of China People's Bank. Especially when buying a house with a loan, I will read the personal credit report carefully for fear that there is a bad credit record in the personal credit report.

When buying a house with a loan, consumers may receive a short message from a bank: Dear Sir/Madam, your credit card has been temporarily frozen due to serious overdue, and the overdue record will be uploaded to the personal credit information system of the People's Bank of China.

If consumers receive this kind of short message at ordinary times, most consumers will not believe it. However, in the special period of buying a house with a loan, it is easy to panic when receiving this message. In addition, when consumers borrow money to buy a house, the number that can send such short messages is usually authenticated.

When buying a house with a loan, consumers will contact the bank, and the bank will inform consumers that they need to pay attention to the self-service center of a bank and cancel their credit records themselves. When consumers follow the prompts in the self-service center of a bank, they will find themselves cheated.

Consumers should note that no one or organization can change the personal credit information system of China People's Bank. If consumers find wrong information in the personal credit information system, they should give feedback to the People's Bank of China and correct the wrong information in the personal credit information system after confirmation by the People's Bank of China.