Is it true to sue for installment loans?

If the overdue loan amount is large or maliciously overdue, it can be prosecuted by stages.

If the loan is overdue for more than 3 months, the lender can sue the borrower in court, and the same is true for installment payment. If the borrower is overdue for more than 3 months and fails to collect the money in installments during this period, he can bring a lawsuit to the court in installments. But in fact, it is rare to sue borrowers in installments in the future, because it is not cost-effective to sue borrowers in installments in the future.

As long as the borrower shows his willingness to repay, he can withdraw the lawsuit by stages at any time. After all, as long as the purpose of collection is achieved, I don't want to waste manpower and material resources to sue in the future.

In many cases, the borrower will not be sued by stages, because the overdue amount is small, and the prosecution by stages requires certain manpower and material resources, which is not worth the candle. So when you tell the borrower that you intend to sue by stages, you actually want to scare the borrower by stages and let the borrower consciously repay the loan.