Is Weizhong Bank's corporate loan reliable?

1. Is the corporate loan of Weizhong Bank reliable?

The corporate financial loans of Weizhong Bank are still very reliable. After all, it is a loan product under the bank. The following small series analyzes and interprets the background, products, interest, credit information, application conditions and lending speed of financial loans of Weizhong Bank Company.

1, background

The corporate finance loan of Weizhong Bank is a small and micro enterprise loan, which belongs to Weizhong Bank and is oriented to corporate legal persons. It is operated by Shenzhen Qianhai Weizhong Bank Co., Ltd., and the funds are mainly provided by Weizhong Bank, and the sources are also very safe and reliable.

2. The product ID card borrows 5,000 yuan, which will be received immediately.

Micro-loans provide small and medium-sized micro-enterprises and individual industrial and commercial households with up to 3 million operating loans, and the longest use time is 3 years. No pledge, no paper materials, no offline account opening, online processing. There is no handling fee during the loan period.

Step 3: Interest

The official daily interest rate of micro-credit loans starts from 0.0 1% and will not exceed the annual 24% stipulated by the state. It will be evaluated according to the credit and operation of the enterprise. The better the credit and business conditions, the lower the interest rate will be. The specific interest rate is subject to the actual loan contract interest rate.

4. How much can a small credit loan generally borrow?

Microfinance must be a loan product under the bank. Credit report of individuals and enterprises will be inquired before borrowing, and will be displayed on the credit report after borrowing. Once overdue, it will be reported to the central bank's credit information system to record the borrower's overdue behavior. A platform for payment with business license.

5. Application conditions

Wechat business's loan application conditions are relatively strict, requiring enterprises to register for more than two years, pay taxes regularly every month within two years, the enterprises and business owners have a good reputation, and there are no bad credit records or serious negative information in the credit report. The enterprises are in good operating condition, have stable income and have the ability to repay loans. When an enterprise is certified, it will query all the tax-related information of the enterprise.

6. Loan speed

The lending speed of micro-credit is still relatively fast, and the review may take some time. After the approval, the loan can be completed in a few minutes at the earliest, and it can usually be received on the same day.

Second, what returns can enterprises bring to banks through bank loans?

1. Enterprises handling settlement business in banks can enable banks to obtain relatively stable demand deposits; 2. Banks can earn the spread between loans and deposits.

Third, the six major banks earned 3.58 billion yuan a day in the first half of the year. Where does the most profitable income of the banking industry come from?

That must be a loan. Some car loans are really profitable.

4. What returns can enterprises bring to banks by lending in banks?

1, the enterprise is a stable demand deposit in the bank; 2. Banks can earn the spread between loans and deposits.