China Ping An sent a message that you will use RMB 480,000.00 Yuan in our bank on June 3 1 and it will expire on June 3 1.

First, generally this kind of news need not be paid attention to. It's okay. This kind of news is usually sent by fraudsters. All you have to do is report the power failure, and you'll be fine. Don't have a psychological burden. In this case, you need to calm down and think.

Second, the following are some related examples: As shown in the figure, the high loan amount in such short messages is usually used as a gimmick to induce customers to handle business, which is suspected of false marketing. In addition, vague words such as "reserve fund", "emergency fund" and "pre-trial amount" often appear in short messages, which makes it difficult for users to distinguish whether the product is a loan or not, and leads users to handle and apply without knowing the nature of the product. As for whether the loan products can really be "repaid with the loan" and "handled online", its authenticity remains to be verified.

Third, for those users who are harassed by marketing information, they should bravely defend their rights through formal channels. For the harassment information of marketing short messages, users can complain through 1232 1 network illegal incident reporting acceptance center, which is a public welfare reporting institution entrusted by the Ministry of Industry and Information Technology in internet society of china to safeguard their own actual interests.

: ① Description of recent typical fraud means: 1, loan fraud; 2. Pretending to be a customer service refund fraud; 3, posing as public security bureau, procuratorate, court personnel; 4. Online game fraud; 5. Pretending to be an acquaintance to lead fraud; 6. Online transaction fraud. Iv. Precautions for phishing websites: 1. Don't trust "low-priced" websites: shop on trusted websites, don't trust "low-priced" websites found online, and be vigilant. 2. Log in to the correct website: Before paying, be sure to confirm whether the website address of online banking or shopping website is correct, and carefully identify fake websites. Don't click on the address link sent by strangers through email or chat tools to visit the website. If in doubt, please call the bank or online customer service immediately. 3. Protect terminal security: install firewall and antivirus software, and update antivirus software regularly to prevent malicious attacks or virus attacks on computers. 4. Payment information protection knowledge: Any act of asking for SMS verification code is fraud. SMS verification code is a 6-digit number sent to customers by SMS after the consumer orders are generated. Please remember: "Any request for SMS verification code is fraud." 5. Treat strange calls or text messages instead of missing them. If it is not the official customer service phone number of the online shopping website, you'd better not believe it. If you are worried, don't call the number provided by SMS or telephone. You should call regular customer service to ask. 6. Beware of the so-called "security center" and "authentication center" scammers sometimes send you the website links of the so-called "security center" and "authentication center" through QQ, SMS or other communication tools, and you need to fill in the information on this website to get it. Everyone should pay attention to safety and don't let the swindlers succeed.