Is CCB Longka Credit Card OK?

How about CCB Dragon Card visa Platinum Card? Which is the best platinum card of CCB?

Many friends will choose China Construction Bank when they choose to apply for a credit card. As one of the four major banks, CCB has been well received by many users, both in terms of credit card types and card issuance rate. A friend asked, how about a visa Platinum Card for CCB Longka? Which is the best platinum card of CCB?

How about CCB Dragon Card visa Platinum Card?

CCB's visa Platinum Card is standard platinum, and the card surface has always been called one of the best-looking cards in CCB Platinum Card. Some relevant institutions have done research, and cardholders who use visa Platinum Card in second-tier cities are most likely to be branded as CCB VIP. Because of this survey, CCB's visa Platinum Card has become one of the most sought-after credit cards in the credit card circle.

CCB visa Platinum Card still has many rights and interests. First of all, cardholders can enjoy free five-star hotel fitness five times a month. You can enjoy it in Shanghai, Beijing, Guangzhou and Shenzhen. The hotels are Four Seasons Hotel, Jing 'an Shangri-La, Westin Financial Street, Shangri-La and Grand Hyatt.

Of course, there are three days of free foreign WiFi, tax refund and cash back, three days of free airport parking, 150 yuan free return insurance. In short, as the platinum card of CCB, visa Platinum Card holders can enjoy more rights and interests.

What kind of platinum card is the best for CCB?

There are four kinds of platinum cards in CCB: visa Platinum Card, MasterCard Platinum Card, IC Platinum Card and World Platinum Card. Visa Platinum Card is most suitable for people in second-and third-tier cities. The rights and interests of MasterCard Platinum Card are similar to those of visa Platinum Card. IC Platinum Card is a standard RMB Platinum Card with flash payment and IC function.

World Platinum Card is more suitable for cardholders who often fly and stay in hotels, with rich coupons and flight delay insurance.

The above is "How about the visa Platinum Card of CCB Longka?" I hope I can help you!

How about China Construction Bank Longka dual-currency credit card?

Longka dual-currency credit card is a standard credit card product of China Construction Bank, which is internationally accepted. Repayment can be made after consumption, and consumption can enjoy an interest-free period of up to 50 days. Transactions can be repaid by purchasing foreign exchange in RMB. Longka dual-currency credit card has two brands, VISA and MasterCard, and one card is dual-currency. Domestic and overseas UnionPay online transactions are settled in RMB, and overseas non-UnionPay online transactions are settled in US dollars.

CCB Longka dual-currency credit card can be repaid after consumption, and there is no need to deposit in advance. The credit line can be recycled, and consumer transactions can enjoy interest-free treatment for up to 50 days. You can also pay the minimum repayment amount according to the requirements of the bank and enjoy the freedom and convenience of credit consumption.

Cash in advance, flexible and convenient. All branches, counters and all UnionPay ATMs of China Construction Bank provide cash advance service, which can easily solve the daily urgent cash problem. Through staging, everything is beautiful, and you can enjoy various staging services such as mail order, shopping mall POS, consumption, car, wedding and home improvement. And the repayment is easy, and tomorrow's dream can be realized today.

Multi-security 100% domestic transactions, double credit card consumption protection with password signature (overseas secret verification transactions through China UnionPay network are regarded as domestic transactions); Overseas transactions, enjoy overseas credit card loss protection services, and minimize your risk of card loss; Provide free SMS reminders for large transactions; Real-time transaction monitoring, automatic early warning protection and 3DS online payment verification protection fully guarantee your card safety.

Integral accumulation, permanent validity. If you spend RMB 65,438+0 yuan RMB 65,438+0 and US$ 65,438+0, you will get 7 points. Points are accumulated permanently, valid for many years, and can be exchanged for diversified points gifts.

Easy financial management and convenient repayment. As long as your account changes in the current period, we will provide a statement, and the transaction details will be clear at a glance, making your financial management easier. The repayment methods such as outlets, ATMs, CDM(CDS), agreed accounts and online banking are flexible and diverse, making your repayment more convenient.

Intimate service, waiting all day. 400-820-0588 provides you with a 7×24-hour customer service hotline.

Online banking is comprehensive and thoughtful. You can log in without leaving home, and complete functions such as card opening, balance inquiry, bill inquiry and repayment.

Special price, colorful discount. Nearly10,000 preferential merchants across the country provide you with many discounts on food, clothing, housing and transportation; Carefully organize all kinds of credit card offers and incentive promotions, so that you can enjoy more benefits and convenience.

Air travel is highly safe. If you buy a plane ticket by swiping your card, you will receive 6.5438+0 million yuan aviation accident insurance for your gold card and car card, and 500,000 yuan aviation accident insurance for Pukaka, so that you can travel without worry.

Is CCB Longka Global Payment Credit Card OK?

CCB's global payment credit card and VISA- UnionPay double identification card belong to CCB's standard platinum credit card, which are mainly issued to middle and high-end customers with annual income of more than 654.38+10,000, and have higher requirements for card handling. But we can't say that ordinary people can't do it. Many ordinary working-class people around me have also done this card.

I think CCB's global payment credit card is particularly useful for people who often go abroad. Because domestic consumption is through UnionPay, every card is the same, and there is no difference. The key is consumption abroad. "Longka Global Payment Card is universal at home and abroad, and all transactions (including credit card consumption, online consumption, withdrawal, etc.). ) automatically purchased, converted into RMB and deposited in the RMB account of Longka Global Payment Card. Cardholders only need to repay their debts in RMB according to the bill, which is more convenient.

When it is used in countries or regions around the world, it is free of foreign exchange fees and the expenditure is more favorable. "This is an introduction to the rights and interests of the online global payment card of CCB Credit Card, and I'll give it to you. In the future, spending abroad with this card will be automatically converted into RMB, and there is no exchange fee, which is convenient and cost-effective. After returning to China, you only need to pay back RMB. So, if you go abroad often, this card is really good.

Which is the credit card of China Construction Bank?

CCB's credit card is not the best. It is best to choose what suits you. There are many types of credit cards in CCB. You can choose according to your own needs and card habits, such as the following:

1, Longka enjoys a credit card, which is suitable for users with consumption abroad.

2, dragon truck card, suitable for car owners.

3. Longka Tuniu Travel Card is suitable for users who like to travel.

4, Vipshop Dragon Card, suitable for users who often shop online.

Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.

main feature

① Credit card is one of the fastest-growing financial services, and it can replace the traditional cash circulation in a certain range;

② Credit cards have both payment and credit functions. Cardholders can use it to buy goods or enjoy services, and they can also use credit cards to obtain certain loans from card issuers;

Credit card is a high-tech product integrating financial business and computer technology.

Credit card can reduce the use of cash and currency;

⑤ Credit card can provide settlement service, which is convenient for shopping and consumption and enhances the sense of security;

⑥ Credit card can simplify the collection procedures and save social labor;

⑦ Credit cards can promote commodity sales and social demand.

Financial management strategy

1, control the number of credit cards, enough is enough.

Once there are too many credit cards, it is easy to get the repayment date of this card wrong and forget the credit limit of that card, which is difficult to manage, and it is easy to cause overdue repayment and leave a bad record. Moreover, multi-card credit card points, too scattered points are not conducive to redemption of gifts. Therefore, it is suggested that only 1~2 credit card is enough.

2. Keep credit card vouchers

Most credit card holders don't care about these documents, and they won't keep them. Most of them are thrown away, which is a very bad habit. In fact, keeping good credit card vouchers is not only convenient for summarizing consumption records every month, and then analyzing and optimizing consumption habits, but also helpful for improving the rationality and transparency of credit card consumption, so as to clearly understand credit cards. Moreover, many people's credit cards do not have passwords, and discarding credit card vouchers at will may lead to the theft of credit cards.

For safety reasons, it is best to keep credit card vouchers after consumption, so that you can know fairly well and develop good credit card financial habits.

3. Reduce cash withdrawals

Credit cards have two functions: overdraft and cash withdrawal, but cash withdrawal requires a certain percentage of handling fees, and even if you deposit your own money, you have to charge. So it is not cost-effective to use it or use it as a passbook.

Step 4 choose the right credit card

The choice of credit card is very important. Nowadays, many commercial organizations have bundled cooperative business with banks. For example, they can set up a joint credit card of a department store and the corresponding bank, and they can spend points here as members and get discounts. Or some cards can be discounted at designated merchants, including eating, watching movies, towing services, etc. , there are many names, and you can choose freely according to your own needs. Use your credit card well and choose it well.

5. within the maximum consumption limit of credit card, swipe your card as much as possible.

Every credit card has a limit. If you swipe your card within this maximum, you are safe. Then, within this controllable range, please swipe your card as much as possible. Because a credit card is equivalent to asking the bank to repay you in advance when you buy something, why not return it to the bank on time on the repayment date? On the one hand, it is more convenient for consumption, on the other hand, it can accumulate credit, and the bank can also charge the merchants a handling fee from the amount of your credit card, which can be described as a win-win situation.

6. Repayment will not be made until the repayment date.

Use the last repayment date to earn more interest. After all, the money is in your account, and the interest generated is also your own, so you should make full use of the opportunity of the money in your own hands and let it generate more money. In addition, if you can't repay on the repayment date for some special reasons, please call the bank's credit card customer service hotline to explain the situation and ask for an extension of repayment 1 to 2 days. Generally, this situation will be allowed.

What is the best credit card for China Construction Bank?

There are many types of CCB credit cards, and the following three are better:

1, CCB with Longka.

2. CCB Barbie Beautiful Credit Card.

3. CCB Longka Global Payment Credit Card.

Annual fee collection standard: main card 160 yuan/card, auxiliary card 80 yuan/card. If you swipe your card more than three times a year, you can waive the annual fee. The maximum extraction ratio is 30%, and the extraction fee is 0.5% of the extraction amount. The lowest in 2 yuan, with an interest-free period of 20-50 days.

The difference between credit cards of China Construction Bank: ordinary card, gold card and platinum card;

1, the annual fee is different.

Annual fee of CCB Credit Card Ordinary Card 80 yuan; Gold card annual fee 160 yuan; The annual fee of platinum card is about 400-3000 yuan.

2. Different quotas

The credit card of CCB is between 1000- 10000 yuan; The gold card amount is between 10000-50000 yuan; The amount of a platinum card is usually between 500,000 yuan and 6,543.8+0,000 yuan, and the authorized amount of a small platinum card may be between 20,000 yuan and 30,000 yuan.

3. Enjoy different rights and interests

Gold card of China Construction Bank can enjoy higher discount than Puka in preferential merchants. However, platinum cards can usually enjoy high-end services such as golf, SPA, physical therapy, airport transfer and VIP lounge provided by banks.

Basic functions:

1. Credit consumption: consumption before repayment, no need to deposit in advance.

2. One card and two currencies: it has a dual account of RMB and USD, which can be used at home and abroad. Domestic transactions are credited to RMB account, and overseas transactions are credited to USD account (single currency credit cards do not have this function).

3. Password optional: The function of "domestic consumption password optional" is the first in China, which can be flexibly selected according to personal card habits. (A small amount can be password-free, and a large amount can be password-free).

4. Easy repayment: monthly statement is provided, and the repayment methods are flexible and diverse: telephone purchase repayment, outlet repayment, ATM self-service repayment, CDM self-service repayment, agreed account repayment and online banking repayment.

5. Specially invited merchants: specially selected national merchants, with many preferential discounts.

6. Report the loss by telephone: If the card is lost, you can report the loss by telephone, and the bank will provide guarantee after the loss report takes effect, without any financial risk.

7. Disputed payment: If the customer disputes any consumption payment, it should be verified before payment.

8. Overseas rescue: If the card is lost overseas, emergency replacement card and emergency cash withdrawal service will be provided.

9. Free hotline service: set up a 24-hour service hotline.

10, if the consumption exceeds 1000 yuan, you can apply for interest-free installment payment, and only need to pay a small handling fee.

1 1, SMS reminder: free SMS reminder when spending money in 500 yuan.

12. If you spend one yuan, you will get points, which are permanent and valid, and the points will be doubled irregularly.

13, the annual fee is free in the first year, and the annual fee is free for swiping the card three times in the second year (except the car card).

14. Credit card points under the same customer name can be combined (except Volkswagen Card and China Eastern Airlines Card).

15, swipe your card at the designated ticket office to buy air tickets, and the gold card will send 1 10,000, and the Puka will send 500,000 aviation accident insurance. High security will be accompanied by warmth and pleasure all the way.

Note: Gold card and general card are basic cards, and there are many kinds of cards according to different cooperative businesses or institutions. Please call CCB customer service for details.

So much for the introduction of CCB Longka Credit Card.