What do you earn by borrowing a black card?

Illegally make money by using black cards.

The reporter's investigation found that there are two main ways for black cards to "get rich" at present:

The first is to register for "zombie account" arbitrage.

The reporter's investigation found that a brand launched the activity of "new registered users send 10 to 15 yuan vouchers" online. Criminal gangs use black cards to register 1 10,000 new users in batches at the unit price in 0.2 yuan. After getting the discount from the manufacturer, they can resell it at a low price and make a profit of tens of thousands of yuan at a time.

The reporter searched on a well-known e-commerce platform and found that there were more than 100 pages related to various "coupons". JD.COM, Meituan and Didi are all listed, and the sellers all claim that "the coupons will arrive immediately after payment".

The "20 18 White Paper on Anti-fraud of Digital Finance" jointly issued by Jingdong Financial Research Institute, China Renmin University Financial Technology and Internet Security Research Center and China Criminal Police College shows that more than 70% of the promotional offers in the market eventually flow into the black card industry chain, and the scale is not less than 100 billion yuan. These funds eventually flow to the black card "card merchants" in the upstream and downstream of the industrial chain, system service providers who register accounts in batches, and criminals who carry out network arbitrage.

The second is to sell micro signals.

White number, old number, street number, unlock number ... On the Internet, there are many platforms selling micro-signals, and these "internal jargon" represent different "levels" of micro-signals.

"The longer the time, the more micro-signals with more functions, the more valuable they are." According to a micro-signal monopoly practitioner, its price ranges from 30 to 180 yuan. "If you want to bind a bank card, the price can reach more than 300 yuan."