Is it true that financial credit service is short message collection?

This kind of short message is true, but it is not necessarily true.

As long as it is a loan obtained through formal financial channels, it is true that you will receive a reminder message if it is overdue. But there is no guarantee that there must be criminals, and sending false collection messages and collection messages are not necessarily true. It is recommended to verify the authenticity of the billing information, and never disclose personal information and bank card password to the other party.