What should I do if I receive an interest settlement message from ABC, but the balance in the card has not changed?

You can call the bank customer service consultation.

Under normal circumstances, the interest will be settled on the 22nd of the third month of each quarter and paid on the same day. You can log in to the online banking, check the subsidiary ledger, and you can see the interest clearly.

Interest settlement refers to interest, and bank balance generally refers to the balance of demand deposits. You can check the details through online banking, and you can check the details you are interested in.

If the interest settlement amount is small, I feel that the balance is not much, because the deposit balance of the bank card is too small, and the interest settlement is very small every quarter. Average daily balance (90 days) 10000 yuan, and interest settlement only needs 10 yuan.

According to the Notice, except for demand deposits and fixed-term lump-sum deposits, banks can make their own interest-bearing and settlement rules for call deposits, agreed deposits, fixed-term lump-sum deposits and lump-sum deposits, as long as they do not exceed the upper limit of the interest rate of deposits of the same grade in the same period of the People's Bank of China.

At present, the system is set to send the customer's interest settlement information number 2 1 without sending the balance, and its purpose is to protect the rights and interests of customers. In addition, in the SMS notification service of bank cards, the balance will be displayed in the SMS of card transactions, but not in the SMS sent by banks in batches (such as interest settlement, annual fee deduction and loans).

Extended data:

About applying for a loan:

1. The information provided to the bank should be true, my address and contact information should be accurate, and the bank should be informed in time if there is any change.

2. The loan purpose should be legal and compliant, and the transaction background should be true.

3. According to your repayment ability and future income expectations, choose the repayment method that suits you.

4. Apply for a loan amount according to your own ability, and usually the monthly repayment amount does not exceed 50% of the total family income.

5. Read the terms of the contract carefully and know your rights and obligations.

6. Repay on time to avoid bad credit records.

7. Don't lose the loan contract and IOUs. For mortgage loans, don't forget to cancel the mortgage registration after paying off the loan.