Will micro-enjoyment add expired address book?

Generally, it is not overdue. As long as you can get through the phone, you can answer the phone normally, so that your address book will not be exposed. But once you answer the phone that disappears, the lender may worry about the limitation of legal proceedings, so it will expose your address book.

So there are still a lot of troubles caused by not answering the phone. I can't contact you when I collect the money. Of course, I don't think you can. This is a vicious circle. If you don't answer the phone all the time, no matter what your reason is, in the end, people will call more people to help you repay. This statement makes sense. People who call directly will do the same. So everyone must pay attention to the part of answering the phone.

Weixiangjia is a loan product launched by Shenzhen Guang Sheng Xing Microfinance Co., Ltd., with a relatively flexible loan model, which can provide users with small loans to help them repay their credit cards.

If you apply for a small loan, the loan amount is 6,543.8+0,000 yuan, and the loan period is 654.38+0.5-30 days. In the credit card mode, the maximum amount can reach 200,000, and the maximum amount can reach 654.38+02.

If you want to apply for micro-credit, the user must be 22-55 years old. The mobile phone number used to apply for a loan requires real-name authentication for more than 6 months. Need real-name authentication and facial recognition, and provide bank cards, personal basic information, contacts and other related information. If it is a credit card model, you need a credit card. Credit card model interest rate is still compliance management. Official website shows that the daily interest rate is around 0.05%.

If you apply for a small loan, you won't receive a credit report for the time being, but if the user is overdue, Weixiangjia will take certain collection measures, such as sending text messages, calling overdue users and urging them to repay. If overdue users can't contact, they may also call their contacts, which will bring trouble to users and contacts to some extent.

If you apply for credit card repayment, you will report the loan repayment. Once the repayment is overdue, the overdue record will be left on the user's credit report.

Finally, according to the feedback from some borrowers, Weixiangjia sometimes needs to provide a certain guarantee fee when borrowing, which will be deducted in the next repayment, so everyone must understand clearly before borrowing.