Is the hospitality loan formal?

Hospitality loan is a formal platform. Hospitality loan is a personal consumer credit product under BOC Consumer Finance Co., Ltd., which is one of the earliest financial companies approved by China Banking Regulatory Commission and affiliated to the People's Bank of China. Hospitality loan application qualification is relatively simple, but the approval is strict. Borrowers are required to verify that their personal information forms, personal credit reports and big data information are excellent, that they have a good job and a monthly income of more than 3,000 yuan, and that they must have a debit card from China Bank to apply. Hospitality loans have higher requirements for credit reporting. If the customer has bad credit information or high debt, the loan application will be rejected. Hospitality loan is a credit product operated by BOC Consumer Finance Co., Ltd., which is open to personal consumption. It's not really a new product. It has been online for a while, and it was silent for a while before, but it revived lending. Judging from the information obtained from the market, the down payment of hospitality loans of Bank of China is still very hot recently, and there are real down payment cases every day. The maximum amount of application is 6,543,800 yuan, and the longest service period can reach 654.38+ 02 months. It is a veritable large-scale installment product.