How to change the single credit card limit of China Merchants Bank?

How to adjust the credit card quota of China Merchants Bank?

China Merchants Bank credit card can set the limit in the following ways:

1. Log in to China Merchants Bank Pocket Life APP and click on mine;

2. Click on the card manager, select the credit card to set the limit, click on the card surface, and select the card limit in the pop-up window;

3. Enter the limit you want to limit, and then click Limit Now.

China Commercial Bank is the first joint-stock commercial bank in China that is wholly controlled by an enterprise legal person. Founded on April 8, 1987, with its headquarters in Shenzhen.

On April 9, 2002, China Merchants Bank A shares were listed on the Shanghai Stock Exchange. It was listed on the Hong Kong Stock Exchange on September 22nd, 2006. Mainly engaged in banking and financial services.

On March 8, 2022, China Merchants Bank disclosed the annual report of 2002/kloc-0, and its annual operating income was 3312.53 million yuan, a year-on-year increase of 14.04%. The net profit attributable to shareholders of the Bank was1199.22 million yuan, a year-on-year increase of 23.20%.

business events

Debit card: It can be divided into one card and golden sunflower card, and has the functions of fixed deposit, multi-currency, and multi-function.

Credit card: a credit card in the form of chip magnetic stripe, which has all the functions of overdraft, integral and so on.

Golden sunflower financial management: a comprehensive financial management service system for individual high-end customers, covering liabilities, assets, intermediary business and financial consultants.

China Merchants Cigna: China Merchants Cigna Asset Management was approved as the fourth foreign-funded insurance asset management company.

investment in enterprise

In February 2020, 65,438+,I invested 65,438 billion yuan in Series A investment of Yonghui Sexian Development Co., Ltd.

Enterprise cooperation

On June 8, 2020, China Merchants Bank signed a strategic cooperation agreement with Tianjing Bio. According to the agreement, China Merchants Bank plans to provide Tianjing Bio with a comprehensive financing amount of not less than 2 billion yuan in the next five years and provide all-round financial services. [40]

In February, 20021,we participated in the strategic cooperation agreement of Weimar Automobile11500 million yuan.

On June 25th, 2022, at 65438, China Merchants Bank signed the M&A Financing Strategic Cooperation Agreement with China Resources Land and its subsidiary Vientiane Life Insurance in Shenzhen, and all parties established in-depth cooperation on M&A financing. China Merchants Bank fully supports the M&A business development of China Resources Land and China Resources Vientiane Life Insurance.

On March 3, 2022, China Merchants Bank and Country Garden Holdings Co., Ltd. signed a strategic cooperation agreement on real estate M&A financing of 654.38+0.5 billion yuan, and the two sides established a deep strategic cooperation relationship on real estate M&A financing. China Merchants Bank granted Country Garden a financing line of 654.38+0.5 billion yuan, which was specially used for the M&A business of Country Garden Real Estate, including but not limited to M&A loans, M&A funds, asset securitization and innovative financing derived from M&A-related business needs.

How to modify the quota of China Merchants Bank?

There are three ways to modify the daily limit of online payment of China Merchants Bank credit card:

1. Telephone banking settings: Cardholders can directly dial the bank's customer service hotline and contact China Merchants Bank's customer service phone to make changes.

Two. Set up a bank counter: cardholders can bring their ID cards and credit cards to local bank outlets, and the counter can handle the business of modifying the payment limit.

Three. Log in to online banking to modify the limit:

Users can open Baidu browser with their mobile phones, search and log in to China Merchants Bank official website () to find online payment, and click Open to find the "Online Payment Limit Settings" interface; Modify the payment limit; After the modification is completed, confirm the modification and the payment limit will be reset.

Operating environment:

Brand model: Xiaomi 12Pro

System version: Android 1 1 version MIUI 13.

App version: v 13.2.0. 10

China Merchants Bank (1987) was established in Shekou, Shenzhen. It is the first joint-stock commercial bank wholly owned by an enterprise as a legal person in China and the first pilot bank to promote banking reform from outside the system.

Since it was first selected into the Fortune Global 500 in 20 12, it has been ranked among the Fortune Global 500 for seven consecutive years, and ranked 2 13 in 20 18. 2065438+On June 26th, 2009, eight banks including China Merchants Bank launched the first batch of enterprise information networking verification systems. 20 19 July, 20 19 released the Fortune Global 500 ranking 188. In 20 19, 1 1, enterprises in China along the Belt and Road ranked 85th in the list of 100 top enterprises. 20 19 12, China merchants bank was selected as the brand of 20 19 China brand power festival 100. 20 19 12 18, People's Daily's "China Brand Development Index" 100 list ranked 3 1. In 2020, 65438+ 10 and 65438+March were selected as winners of 2020 Hurun to Shangyou products. In March 2020, it was selected as the 74th in the Top 500 Global Brand Values in 2020. In May of 20021year, it ranked 22nd in "20021Forbes Global Enterprise 2000".

How to modify the single credit line of China Merchants Bank?

When we use a credit card, we all want to set a limit for the card, which is safe and can control our blind consumption. How to modify the credit card limit, taking recruitment behavior as an example? Now let me talk about this topic.

First of all, in official website, people who need to access China Merchants Bank's credit card use the search engine to find the correct website for authentication, and click Enter.

After entering the homepage of official website, click "One Netcom Login" or "Personal Banking Popular Edition", enter your credit card and inquiry password, and you can log in (there will be SMS verification).

After entering the personal bank, as shown in the figure, click "Online Payment" at the top and select "Online Payment Limit Setting" from the drop-down menu.

Enter a value less than or equal to the maximum credit card limit in the red box in the figure, which is the daily limit of online banking payment. If you exceed this limit, you can't trade.

Click "Card Management" at the top to set the current credit card limit, as shown in the figure, and click "Modify".

Enter the card current limit in the red box. If you exceed this number, you can't spend any more during this period.

Special tips

China Merchants Bank credit card (mine is sunflower card) cannot adjust the single limit, only the daily limit of online banking and the current limit of credit card. In addition, you need to be reminded that you must click Safe Exit after using online banking.

How to modify the single limit of China Merchants Bank?

Users can modify the single limit of China Merchants Bank through the mobile app of China Merchants Bank. The modification steps are as follows:

1. Open the mobile app of China Merchants Bank and click "My" in the lower right corner of the homepage to log in;

2. Then click the "Bank Card" option on the login page to enter the bank card list page;

3. Click on the bank card to modify the payment limit;

4. On the bank card management page, click "Transfer Management";

5. Then click "Transfer Limit";

6. Then enter the modified single payment limit and voucher number, and click "Modify Limit";

7. Then enter the SMS verification page, click "Get Verification Code", enter the verification code, and click "Next";

8. Finally, enter the withdrawal password of the bank card and click "Confirm" to finish the modification.

Single limit: refers to how much each limit is. For example, the bill transfer limit is 5,000 yuan, and only 5,000 yuan can be transferred at a time.

Daily limit: refers to the daily limit. For example, the daily transfer limit is 50,000 yuan, and no matter how many transfers the user makes that day, the total transaction amount cannot exceed 50,000 yuan.

All banks in China have achieved a daily limit of 50,000 yuan for ATM interbank transfers.

According to the regulations, cardholders can use any UnionPay card to transfer money to other UnionPay cards at any bank ATM, with a daily limit of 50,000 yuan. ATM inter-bank transfer transactions are mainly small, which belongs to inclusive finance service. According to the data of China UnionPay, ATM interbank transfer transactions 15% do not exceed 500 yuan, 35% do not exceed 1 000 yuan, and more than 70% do not exceed 3,000 yuan.

The fees charged by banks are different, and there are roughly three ways to charge.

The first category, ICBC, ABC, CCB and ATM inter-bank transfer fees, regardless of the same city and different places. If the amount of a single remittance is less than 2,000 yuan, a handling fee will be charged to 2 yuan; 2,000 yuan to 5,000 yuan, handling fee 5 yuan; 5,000 yuan to 1 1,000 yuan, handling fee 1 yuan; Remittance 10000 yuan to 50000 yuan, handling fee 15 yuan.

The second category, inter-bank transfer fees for Bank of China, Xingye, CITIC, China Merchants Bank, Minsheng and ATM, 3 yuan below 6,543,800 yuan, and 5 yuan between 6,543,800 yuan and 50,000 yuan; Inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 50 yuan.

In the third category, the inter-bank transfer between Bank of Communications and ATM in the same city is charged at 0.5% of the transfer amount, and the inter-bank transfer in different places is charged at 1% of the transfer amount, with the lowest in 5 yuan and the highest in 50 yuan.

Alipay's trading limit:

1. It must be noted that Alipay has no quota setting function, so you can spend as much money as you have. It can only be said that when users pay a certain amount, they need to use the verification code bound by the mobile phone. Some banks have payment limits. When you pay with Alipay, if the balance is not enough, you must recharge it. Every bank has a daily limit.

2. At present, users are controlled to use the mobile phone verification code when the single payment amount reaches 200 yuan and the daily accumulated amount exceeds 600 yuan (this limit has been set at present and cannot be modified). Alipay will implement SMS charging system from next year, that is, 2065438+2004 1, and users will be notified by SMS in all cases.

3. Every time you need to send a verification code for payment, you will be charged 0.6 yuan/month every month. If no verification code is required for each payment, it is usually free when the single payment amount reaches 500 yuan and the daily cumulative consumption exceeds 1 000 yuan.

This is the end of the introduction on how to change the single credit card limit of China Merchants Bank and how to change the single credit card limit of China Merchants Bank. I wonder if you have found the information you need?