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What kind of fraud number is 95574?
Bank of Ningbo was established in April 2007 1997, and became the first city commercial bank listed on Shenzhen Stock Exchange in July 2007 19.
Apart from operating in Ningbo, Bank of Ningbo has set up 14 branches in Shanghai, Hangzhou, Nanjing, Shenzhen, Suzhou, Wenzhou, Beijing, Wuxi, Jinhua, Shaoxing, Taizhou, Jiaxing, Lishui and Huzhou, with 355 outlets.
Extended data:
In recent years, Ningbo Commercial Bank has carried out a series of reforms on its operating mechanism and management system, and achieved good results. However, compared with modern requirements, the framework established by these reforms and innovations still has obvious shortcomings.
First, although the business philosophy emphasizes the importance of coordinated development of efficiency, quality and scale, the bank management still pursues scale and profit, lacks the capital restraint mechanism, and does not focus on the core of capital return rate.
Second, in this process, operational risks cannot be prevented in advance in the system. Due to the lack of mutual constraints, there are insufficient constraints in business approval, billing, operation and management.
Most of the management requirements and system implementation are based on the moral hazard of branch presidents, and most of the requirements and system implementation at the branch level are based on the risks caused by branch presidents. The leaders at the branch level have good conduct and strong management ability, so there are no mistakes and no cases. The risk is managed not by the system and internal control, but by people's conduct, so there are huge risks at any time.
Bank of Ningbo official website-home page
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