JD.COM white note SMS notification

JD.COM overdue loan 120 days. Yesterday, I received messages from my contacts and myself, threatening to sue. I have paid off the overdue amount, but today I was told that this is a JD.COM risk account and I need to settle it all, otherwise it will be uploaded to my personal file and will not be cleared for life. There is still a deficit of 1800 yuan.

Explanations and suggestions:

1. This collection means may be to force you to repay the debt owed to JD.COM as soon as possible.

I suggest you take the following steps to deal with this problem:

A. Check the relevant terms and conditions of JD.COM IOU, and understand all consequences and solutions of breach of contract.

B contact JD.COM baitiao customer service to confirm the identity of the other party and verify whether there is any problem with the risk account.

C. If there is risk in the risk account, please consult professional legal advice to understand the countermeasures and rights protection.

D. Pay the remaining 1800 yuan as soon as possible to avoid further legal disputes.

Summary:

JD.COM IOUs' overdue repayment will lead to collection behavior, but their statement that they threaten to upload it to their personal files and never get rid of it needs further verification. The best way to solve this problem is to communicate with JD.COM Baitiao customer service, abide by the terms of the contract, and repay the remaining debts as soon as possible.

Extended data:

JD.COM IOUs is a consumer credit service provided by JD.COM, and overdue repayment may lead to collection. According to the relevant laws and terms, the borrower should repay the arrears as soon as possible to avoid bad credit records and possible legal disputes. If you have any questions related to collection, it is recommended to seek professional legal advice to protect personal rights and interests.