Why is it so difficult to open a Kunlun Bank account?

1. Kunlun Bank was established on December 31, 2005. At that time, it was called Karamay Commercial Bank. After two capital increases and holdings by China National Petroleum Corporation, China National Petroleum Corporation acquired 92% of the equity. In 2009, On April 20, it was officially changed to Kunlun Bank with the approval of the China Banking Regulatory Commission. Kunlun Bank has always established the concept of high starting point, rapid development and sustainability, established a very distinctive commercial banking strategy, and became a local brand of comprehensive financial services. bank. At present, Kunlun Bank is constantly expanding its scope and improving its ability to allocate resources to help economic development and make financial services increasingly visible. The following introduces the Kunlun Bank account opening conditions and usage guidelines.

2. The conditions for opening an account at Kunlun Bank are very simple. As long as you are a legal citizen, over 18 years old, and have no bad credit, you can go to a Kunlun Bank branch with valid documents and fill out the application. When applying for an account opening application form, staff will verify your valid documents at the counter. After passing the review, you can immediately go through the account opening procedures, and it can be used at any time.

3. There is no handling fee for the Kunlun Bank Card, and there are no annual fees or SMS fees. Moreover, the Kunlun Card can be used at ATM UnionPay cash dispensers across the country without any cross-regional withdrawals. payment fees. You can also deposit money into Kunlun Card from the bank counter without bringing a card. Kunlun Bank not only offers free bank card remittances and cash withdrawals, but also free wire transfers and transfers to Kunlun banks across the country.

1. Kunlun Bank promotes the transformation of branch services. By the end of 2017, 54 business branches have achieved preliminary transformation, covering all medium and large branches. Accelerate the pace of intelligent upgrading of outlets, optimize the functions of hall-style and portable self-service card issuance machines, launch the research and development of high-speed cash self-service equipment, accelerate the promotion of over-the-counter clearing and multimedia terminals, and achieve the addition of 99 new intelligent self-service equipment throughout the year, and business diversion channels Richer.

2. Continuously optimize business processes, sort out long-process businesses such as public accounts, implement simplified and no-fill forms for 23 common counter retail businesses, shorten business processing time by 15% on average, and improve customer business handling experience further improvements. By strengthening the improvement of lobby operation efficiency, standardizing the job responsibilities of lobby managers, and strengthening the assessment of efficiency indicators, the bank's full-year relocation rate dropped to 12.2%, a decrease of 2.4 percentage points from the beginning of 2017. By introducing a flexible scheduling mechanism, 66 flexible tellers were released, effectively replenishing the marketing team and increasing the proportion of marketing personnel in branches by 12 percentage points.

3. The rapid development of Kunlun Bank’s Internet financial business has injected new impetus into the innovative development of the entire bank’s business, and an Internet financial platform with industry and financial characteristics has begun to take shape. Kunlun Bank continues to increase cooperation with China National Petroleum Corporation and its member units. As the first batch of pilot units to launch the party building information platform of the group company, it realizes functions such as paying party dues through electronic accounts; it deepens industrial and financial cooperation with sales companies, and carries out online payment for refueling, Specialized businesses such as electronic recharge card recharge and electronic gas coupon consumption have achieved a total of nearly 14 million yuan in gas card recharge through direct banks throughout the year;

4. Accelerate the improvement of direct bank platform infrastructure and improve platform security and convenience; establish and improve the direct banking business management system; publicize and promote direct banking, and continue to carry out a series of marketing activities throughout the year. As of the end of 2017, the direct bank had accumulated nearly 300,000 customers, and launched 29 exclusive financial products throughout the year. Kunlun Bank focuses on the goal of “becoming the main front for Internet propaganda”. Through measures to reduce costs and increase efficiency, we actively guided customers to register and bind cards, and sent a total of 6.26 million dynamic account reminders through WeChat Bank throughout the year