What should I do if the online loan is overdue? What are the consequences?

1. What are the consequences of overdue online loans?

1. If the online loan is overdue, you have to find a way to return it or negotiate with the lender, which will have the following consequences:

(1) SMS notification for overdue meetings;

(2) telephone dunning;

(3) serious prosecution;

(4) If it is overdue, it will be resumed only if the principal and handling fee are paid together. Five ten thousandths of a day, fifteen thousand a day.

2. Legal basis: Article 123 of People's Republic of China (PRC) Civil Procedure Law.

The prosecution shall submit a complaint to the people's court, and submit copies according to the number of defendants.

If it is really difficult to write a complaint, it can be made orally, which will be recorded by the people's court and the other party will be informed.

Second, what materials are needed for debt dispute prosecution?

1, a civil complaint, generally including the identity information of the parties, claims, facts and reasons, and the people's court against which the complaint is filed;

2. The identity information of the parties, including the identity information of the plaintiff, the defendant and the third party;

3, IOUs and transfer vouchers as important evidence of private lending cases;

4. Authorization materials.