What does Gitzo mean by sending such a message?

This is a reminder from the other party that it is overdue. If I don't borrow money, I can consult Gitzo customer service to find out whether the situation is true. If I find that I really owe money, but I don't do it, someone may use your name and use your identity information to do it. If it's true, I should call the police.

Gitzo will require overdue customers to pay a certain late fee, and the amount of late fee is related to the overdue time. The longer the overdue period, the higher the amount of late fees to be paid.

Secondly, if the loan application in Gitzo Company is overdue and causes serious breach of contract, it will directly lead to the early termination of the contract, and Gitzo Company will directly sue the defaulting party. At that time, in addition to the high overdue fee accidents, individuals will also bear certain legal responsibilities.