What should I do if the provident fund collection fails?

What should I do if the provident fund collection fails? A: It can be handled through online banking, mobile banking and other channels. The specific operation process is as follows: firstly, log in to official website Housing Provident Fund Management Center and select the "Individual Housing Provident Fund Loan Application" module; Then enter the loan page, enter relevant information, fill in the loan application form and submit the loan application; Finally, the system will automatically approve the loan and distribute it to the paid employee account. If you need to handle the housing provident fund withdrawal business, you can handle it through online channels.

1. What should I do if the individual provident fund fails to be collected?

Lenders can apply for re-deduction or re-payment of arrears. If the balance of the provident fund deduction date is insufficient, the provident fund lender may call the provident fund lending institution to apply for re-deduction. If the balance on the day when the unit pays the provident fund deduction is insufficient, the provident fund lender may handle the supplementary business after deduction.

When is the deduction date of provident fund?

Article 19 of the Regulations on the Management of Housing Provident Fund stipulates that the housing provident fund paid by individual employees shall be withheld and remitted from their wages by their units every month. The unit shall remit the housing provident fund paid by the unit and remitted for the employees to the housing provident fund account within 5 days from the date of monthly payment of employees' wages, and the entrusted bank shall include it in the employee housing provident fund account.

In actual work, the date when an enterprise pays the provident fund is in accordance with the regulations of its own company, depending on the arrangement of the company's personnel unit, and there is no rigid requirement for the provident fund center.

What about provident fund in loans overdue?

1. If the overdue loan is repaid on the repayment date agreed in the contract, the center will inform the bank of your overdue total amount and the repayment amount of the current month one working day before the repayment date agreed in the contract, and the bank will deduct it. It should be noted that the repayment date agreed by the overdue borrower in the contract, or the first three working days and the last three working days of the repayment period, will not be deducted from the overdue repayment date not agreed in the contract.

2. If the overdue loan is repaid beyond the repayment date agreed in the contract, the center will transmit the overdue loan data to the bank on the first working day of every Wednesday, and ask the bank to deduct the funds deposited in the repayment account by the overdue loan borrower on Wednesday. If it is a long holiday, such as New Year's Day, Spring Festival, May Day, Eleventh, etc., in case of Wednesday during the holiday period and the first working day after the holiday, no overdue deduction will be made for the repayment date not stipulated in the contract.

Two: What should I do if the social security collection fails?

There are many situations in which social security fee deduction fails, and the specific treatment methods are as follows:

(5) If the interface of the payment system shows that the core collection and management connection with the tax treasury bank has timed out, the communication guarantee with the national treasury has timed out, the communication is abnormal, the tax treasury bank system cannot be accessed, MQ failed to send information, the current non-working state of the system, the unaccepted time of this kind of business, the local service of the tax treasury bank failed or failed, and the original transaction status is unknown, etc., the payer can exit the operation interface first and re-initiate the payment request.

If the deduction of social insurance premium is unsuccessful, it can be collected again at the tax service hall of the tax authorities with the "receipt of unsuccessful deduction" (which must be stamped with the official seal of the enterprise) within the prescribed reporting period. There are ways, unit withholding, individual payment bank withholding.