Should I notify the bank if I change my mobile phone number after the loan from the Agricultural Bank of China?

If you want to provide it to the bank, you can go to the bank's personal loan center to modify it, such as interest rate changes and due repayment reminders. You will notify the customer by SMS.

If you apply for a mortgage at ABC, you need to notify ABC after changing your mobile phone number. The specific method is as follows:

1. Call the customer service number on the back of the bank card, transfer to manual customer service for help, and inform the loan information of the change;

2. Go to the bank counter to queue up for the loan information change business;

3. If you are an online banking user, you can log in to online banking, try to select loan management in online banking and modify loan reservation information.

Loan principle: The "three principles" refer to safety, liquidity and efficiency, and are the fundamental principles of commercial banks' loan operation. Article 4 of People's Republic of China (PRC) Commercial Bank Law stipulates: "Commercial banks should operate independently, bear their own risks, be responsible for their own profits and losses, and be self-disciplined, and take safety, liquidity and efficiency as their operating principles."

1, loan security is the primary problem faced by commercial banks;

2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time;

3. Efficiency is the basis of sustainable operation of banks.

For example, if a long-term loan is issued, the interest rate will be higher than that of a short-term loan, and the benefit will be good. However, if the loan term is long, the risk will increase, the security will decrease and the liquidity will weaken. Therefore, the "three natures" should be harmonious, and loans should not go wrong.