What is the address book of Alipay collection?

When the spare King Kong is overdue, Alipay will send a short message to remind you that the reserve fund has been overdue for X days, so hurry to repay it, otherwise you will have to collect liquidated damages and penalty interest. And it will also affect sesame points and so on.

If the reserve fund is overdue within one week, Alipay will slightly increase the collection efforts. In addition to sending text messages, there will be a customer service lady calling to remind her of the repayment, and she may receive more than one text message and phone call a day.

If the reserve fund is overdue for more than one week, it will generally not explode the address book, but the frequency of receiving text messages and collection calls will increase.