China Bank Consumer Finance 95 137 called me and said I owed money, but I didn't have an online loan.

1. BOC Consumer Finance 95 137 called me and said I owed money, but I didn't have an online loan.

If you are sure that the phone number of any online loan under my name has not been leaked, the harassing call you received can be ignored.

Second, the online merchant bank inexplicably said that I owe money?

The user did not apply for online loan, but the text message or phone call said that the user owed money. Maybe the user forgot to apply for a loan, or maybe the lending institution sent the wrong information and dialed the wrong number. Because the information of lending institutions is sent by the system in groups, there may be errors. As long as you confirm that you have not applied for a loan, such text messages can be ignored directly. And the user has verified that there is indeed an online loan that has not been paid off, please repay it in time to avoid overdue.

Another possibility is that user identity information is stolen to apply for online loans. At this time, although the user himself did not apply for online loan, the criminals stole the user's identity information to obtain online loan funds, so that the online loan institution will naturally contact the user himself and ask the user to repay. Users need to keep relevant evidence and call the police first. After the police issue a certificate, the user will negotiate with the online lending institution.

Users apply for online loans themselves, and they need to repay whether they remember or not. I didn't apply for online loan or others used identity information to apply for online loan, so the user doesn't have to bear the repayment responsibility.

Third, why do you always call me with an online loan and say that I owe money?

Maybe someone else filled in your mobile phone number

Fourth, why do online loans always send text messages saying that I owe 2000 yuan?

There are three reasons why online loans always send text messages saying that I owe 2000 yuan: 1. You inadvertently registered some platforms, entered your mobile phone number, and he will keep sending you advertising information about borrowing or dunning. 2. Someone else registered this loan platform with your mobile phone number, or used your mobile phone number as a contact person. 3, this is a marketing strategy, the so-called wide net fishing. In this case, I suggest you call the customer service phone of this platform as soon as possible for verification. If you accidentally register, ask him to delete or remove this mobile phone binding. If it is a marketing strategy, it can also explain the situation. If you still receive this harassing message, you can join the blacklist and report it as a harassing phone call.