What is the psychology of not answering the phone, asking for money and returning information?

The question is whether he can pay back the borrowed money with the money at hand, and even if he does, he can still hold on. And whether you forgot the money you borrowed. Or people who want to borrow money are not in a hurry to use it now. In addition to the above mentality, people really don't want to pay back the money, but such people are a little dishonest and ungrateful. Such people are psychologically dishonest and have few friends in society. When someone is cheated for the first time, they won't contact you, and they dare not contact you. But such people simply don't know the paradise of borrowing money and paying back money, and find some unnecessary troubles for themselves. So these are the mentality of some people who borrow money from others and don't want to pay it back when they have money.