Will there be any deductions if there is no money in the China Construction Bank bank card?

No. If the China Construction Bank SMS service fee deduction fails, the customer will be notified to make up the payment as soon as possible. If the payment is not made within the time limit, China Construction Bank will stop the SMS service and no further deductions will be made.

Precautions for using bank cards

1. When entering the password, be careful to cover it with your hands. If you find that the password shield and card entry protection slot of the ATM machine are damaged, In abnormal situations, for the sake of safety, do not use it and inform the bank immediately;

2. To prevent fake ATM machines, customers should try to choose self-service banks with obvious logos and use them under the bank's video surveillance ATM machine;

3. It is best to store bank cards and ID cards separately, do not lend bank cards to others, and do not disclose bank card numbers and passwords at will;

4. Spend with credit cards Don't let the bank card out of sight, pay attention to the number of times the cashier swipes the card, and when you get the purchase order and card, check whether the amount on the purchase order is correct and whether it is your own card;

5 , activate the mobile phone text message service, and keep track of account changes at any time. Once abnormal transactions are discovered, call the bank immediately to report the loss;

6. If you suspect that funds have been stolen, you should immediately call the bank customer service number and check the bank card account Report the loss promptly.

Many banks have made it clear that annual fees and account management fees will be waived for a designated bank account (excluding credit cards and VIP accounts) based on customer application. Starting from August 1, 2017, if you have not applied, the annual fee and account management fee will be automatically waived for the customer's only account opened with the Bank (excluding credit cards and VIP accounts).

Agricultural Bank of China and Bank of China made it clear in the announcement: Individual customers should bring their ID cards, debit cards/passbooks to the counter of any branch to apply. Bank of China also reminded that it can be handled by others, but the valid identity documents of the account owner and agent must be provided at the same time.

Customer service from many banks, including China Construction Bank and Industrial and Commercial Bank of China, also stated when consulting China News that relevant business can be handled on their behalf, but valid documents from both parties are required. It is best to bring your ID card and apply for a bank card with no annual fee in person and go to the counter to apply. Online banking, mobile banking and other electronic channels cannot be accepted at the moment.