How about PICC Health's iron-clad small insurance children's long-term medical insurance worth millions? Is it worth recommending?

In today's society, more and more parents are beginning to understand the importance of buying insurance for their children. Every time I open the backend, I can see a lot of private messages asking how to configure a million-dollar medical insurance for their children. Here Under this situation, the senior sister felt very relieved.

Now I will conduct an evaluation for you. It is the long-term multi-million-dollar children's long-term medical insurance that appears most frequently in private messages.

If you are in a hurry, you can save it first and read it later when you have time. I guarantee that there is a lot of useful information in it:

Be careful! Tiejia Xiaobao Children's Long-term Medical Insurance for Millions Hidden Tricks

1. What are the advantages and disadvantages of Tiejia Xiaobao Children's Long-term Millions Medical Insurance?

Still the old rules, no need to talk nonsense, let’s post the picture immediately:

I don’t know if you understand this product after seeing this product picture, my senior sister will explain it for you below. A more in-depth interpretation:

Advantages:

1. Friendly renewal conditions

Tiejia Xiaobao children’s long-term million-dollar medical insurance guarantees the insured It is also possible to renew the policy until the age of 17.

What does the guaranteed renewal of insurance mean? That is, the renewal of insurance will not be restricted by whether the product is on sale. All the protections promised in the contract between the policyholder and the insurance company will continue to be effective and will be performed until the expiration of the insurance period.

2. Children’s Special Illness Protection

The 15 kinds of children’s special diseases included in Tiejia Xiaobao Children’s Long-term Medical Insurance cover leukemia, Reye’s syndrome, severe Kawasaki disease, and severe hand, foot and mouth disease. These children are prone to serious illnesses.

It is like adding another layer of insurance to protect the babies. This is absolutely sincere!

3. Outpatient and emergency services before and after hospitalization

Currently, the outpatient and emergency services before and after hospitalization for most million-dollar medical insurance on the market are the first 7 days and the next 30 days, and you can even see the first 7 days. 7 days after the day.

However, the Tiejia Xiaobao children’s long-term million-dollar medical insurance is set for 30 days after the first 30 days, which provides great convenience to the insured, because hospital beds are sometimes in short supply and it is difficult to get them if they want them. There must be.

If the insured is hospitalized due to an accident or illness after the waiting period during the insurance period, only the reasonable and necessary portion of the medical expenses incurred by the hospitalization in the 30 days before and after the outpatient and emergency treatment can be reimbursed by the insurance company. .

4. Value-added services are considerate

Tiejia Xiaobao children’s long-term medical insurance covering millions of dollars includes online outpatient services, outpatient appointments for critical diseases, hospitalization assistance and domestic second diagnosis, critical diseases and children Value-added services such as advance payment for special disease treatment costs and MDT multidisciplinary consultation on malignant tumors.

Not only does it solve the problem of "difficulty in seeing a doctor", it also protects the physical and mental health of the insured in a more comprehensive way, presenting a more complete baby protection system.

Are the more value-added services really the better? How much do you know about the little secrets here? Click on the article below and let’s take a look.

Analysis of value-added services in medical insurance is not that the more the better!

Disadvantages

1. Long waiting period

Usually, the coverage period of million-dollar medical insurance will not exceed one year. If you renew the insurance after one year, you need to renew it. Review, so the waiting period for many products is short, and consumers only need to wait 30 days.

But the waiting time for Iron Armored Treasurer is ninety days, which is a bit too long.

If the baby is out of danger within the waiting period, the insurance company will not provide compensation and will have to bear all the medical expenses.

2. Senior Sister’s Suggestions

All in all, Iron Armor Children’s Long-term Medical Insurance with a Million Dollars is very good and very cost-effective. It is really a good choice.

The medical expenses for curing serious diseases are very high, and families with poor economic conditions simply cannot afford it. However, the million-dollar medical insurance provides an insurance coverage of millions, which can usually reimburse the medical expenses required to treat serious diseases. Most fees.

On this point alone, I think it is very necessary for everyone to buy a million-dollar critical illness insurance.

If you want to choose from other products, I have also arranged other million-dollar medical insurance for you. Let’s browse:

Ten The Big Million Medical Insurance Rankings are newly released!

Write it at the end

I am a top scholar who talks about insurance, focusing on objective, professional and neutral insurance evaluation;

If the above content has not solved your problem For questions, you can also consult me ??on the official account Xueba Talk Insurance;

I will give you the most professional advice based on my years of experience in configuring insurance for 10W families.

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