Joke Collection Website - Blessing messages - Will CITIC's consumer finance be exposed to the address book when it is overdue?

Will CITIC's consumer finance be exposed to the address book when it is overdue?

Will be exposed in the address book. It is not illegal to collect formal online loans and overdue behaviors by phone or SMS. Formal loans are linked to personal credit information, and if overdue repayment occurs, it will have a negative impact on personal credit information. Many online loan APP applications will read your phone address book, SMS and call records, plus authorized operators, the system will read your call records in recent months.