China Industrial and Commercial Bank debit SMS 10

The annual fee for the following year has been cancelled. You can take your ID card to the bank to check and see if the deduction is unreasonable.

Bank card annual fee cancellation method:

1. Prepare one original and one copy of your ID card and bank card, go to the bank to queue up, and go to the bank counter to find a service person to handle it.

2. Explain that when applying to cancel the annual fee and small account management fee, it should be noted that the same ID card can only be exempted from the fee of one bank card.

3. Banks that can be exempted from annual fees and small account management fees include large banks such as Agricultural Bank of China, China Construction Bank and Industrial and Commercial Bank of China. , and whether other banks need telephone consultation for free.

The annual fee of bank card refers to the fixed fee charged by China's commercial banks for bank accounts every year. The annual bank card fee is charged once a year, and the bank withdraws it from the account.

From August 1 2007, the annual management fee for bank cards began to be cancelled, and some basic financial service charges of commercial banks were suspended.

In fact, as early as 20 1 1, the China Banking Regulatory Commission, the People's Bank of China and the National Development and Reform Commission jointly issued the Notice on Exempting Some Service Charges from Banking Financial Institutions, requiring banking financial institutions to exempt 34 service charges from 1 1 RMB personal accounts in July of that year, including specific accounts such as wages. However, the annual bank fee has not been cancelled with the notice, and the four major state-owned banks continue to charge annual fees. Medium-sized comprehensive commercial banks such as Minsheng Bank, Industrial Bank, China Everbright Bank, China Merchants Bank, Ping An Bank, Shanghai Pudong Development Bank and China CITIC Bank all have no annual fees. Industrial and Commercial Bank of China, Agricultural Bank of China and China Construction Bank will charge an annual fee of about 10 yuan.

Special reminder:

Cancelling the annual fee is not for the bank to take the initiative to handle it for the user, but for you to bring your bank card and ID card to the bank outlet. Therefore, in order to avoid unnecessary property losses, users are advised to go to the bank to handle the annual fee-free business immediately.