How does Shang Hui Bank cancel its card? Shang Hui Bank's card cancellation process.

How to cancel the card of Shang Hui Bank;

First, Shang Hui Bank credit card cancellation method.

Shang Hui Bank's credit cards do not provide online card sales channels for the time being. Cardholders can choose to sell their cards by phone or at the bank counter.

1. Call the customer service hotline of Bank of Shang Hui to cancel the card. Calling card cancellation requires verification of card number, ID number and other information. If the bank confirms that it is the cardholder's own operation, it can cancel the credit card.

2. Cancel the card through the bank outlets. If there is a branch of Shang Hui Bank nearby, the cardholder can take his credit card and ID card to the bank counter to cancel the card.

3. Cancel the card through the designated place. Some bank credit cards need to be cancelled at designated places such as credit card centers.

Second, the difference between credit card cancellation and account cancellation

Credit card cancellation is different from account cancellation. Generally, banks will not cancel their credit card accounts when they cancel their cards. If the cardholder wants to cancel the credit card account, he needs to take the initiative to ask the bank.

After handling the credit card, the bank will set up a bank account according to the cardholder's information. The card is only a form of account, and canceling the card does not mean canceling the account.

If the cardholder only returns the card and does not cancel the account, the next time he applies for a credit card from the same bank, he will not be able to enjoy the treatment and preferential treatment of new customers, and the cancellation of the account can avoid this problem. In addition, the cardholder's personal information is kept in the credit card account. If the cardholder wants to use the card again after canceling the card, he can call the credit card customer service hotline to resume using the card without applying again.