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What does it mean that Pufa Credit Card has not been activated?
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1. This is a normal card processing process, which means that the user's credit card has been approved, but the bank has not mailed the card to the user, and the credit card is still inactive. Generally speaking, it takes about 10-30 days from application to card application. After getting the credit card, you can activate it yourself, or you can go to the offline business outlets of the bank to operate. In addition, for users who apply online for the first time, they may need to pass a face-to-face interview before they can be activated. Therefore, users need to handle it at the designated time according to the bank notice. If they don't go all the time, it may be ineffective. If they want to use it, they need to apply again.
2. After obtaining the credit card limit, users need to spend and withdraw cash according to their repayment ability. After all, they need to repay on the repayment date, otherwise they will be overdue for credit information. If they don't do this, they will be collected and prosecuted by the bank. Credit card, also called debit card, is a credit certificate issued by a commercial bank or credit card company to eligible consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
3. Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the cardholder has a certain credit limit and can spend first and then repay; Quasi-credit card refers to a quasi-credit card in which the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, it can be overdrawn within the prescribed credit limit. Credit cards generally refer to credit cards. From the date of 202 1 1 1, the credit card overdraft interest rate is determined by the card issuer and the cardholder through independent negotiation, and the upper and lower limit management of the credit card overdraft interest rate is cancelled (the original upper limit is 0.7 times of the daily interest rate, and the lower limit is 0.7 times of the daily interest rate).
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