What are the traditional disposal methods of non-performing assets industry?

The scope of asset disposal can be divided into: equity assets, creditor's rights assets and physical assets; Asset disposal methods are divided into ultimate disposal and phased disposal according to asset realization methods. The final disposal methods mainly include bankruptcy liquidation, auction, bidding, agreement transfer, discount realization and so on.

Phased disposal mainly includes debt-to-equity swap, debt restructuring, litigation and litigation preservation, debt repayment with assets, asset replacement, enterprise restructuring, improved physical asset reinvestment, physical asset leasing, asset restructuring and physical asset investment. Notice of the China Banking Regulatory Commission and the Ministry of Finance on Printing and Distributing the Guidelines for Due Diligence Investigation on the Disposal of Non-performing Financial Assets.

Expand the information of non-performing financial assets, disposal of non-performing financial assets and non-performing financial assets staff refers to:

(1) Non-performing financial assets refer to non-performing credit assets and non-credit assets such as non-performing creditor's rights, equity and physical assets formed in the operation of banking financial institutions and financial asset management companies.

(2) Disposal of non-performing financial assets refers to the activities of banking financial institutions and financial asset management companies in conducting preliminary investigations on non-performing financial assets, selecting asset disposal methods, pricing assets, formulating, reviewing, approving and implementing asset disposal plans. The relevant provisions of these Guidelines also apply to the divestiture (transfer), acquisition and management of assets related to the disposal of non-performing financial assets.

(3) The staff of non-performing financial assets refers to the relevant personnel of banking financial institutions and financial asset management companies involved in the divestiture (transfer), acquisition, management and disposal of non-performing financial assets.

Baidu Encyclopedia-Disposal of Bad Assets