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Will the Agricultural Bank of China automatically cancel the arrears by SMS?

If the debit card short message service of Agricultural Bank of China has not been charged monthly and has not been charged for three consecutive months, the system will no longer automatically charge monthly and stop sending short messages. You can open the message service through the counter, online banking and bank payment, and you only need to pay the monthly usage fee. If you cancel after the arrears, you need to pay a one-month message service fee.

The bank short message service reminder function is an optional service launched by the bank and is not mandatory. When the funds in the user's account change, whether it is income or expenditure, the bank will inform the customer of the account change information at the first time, but the service of the bank is not free, but charged monthly or annually.

SMS service fee: There are two kinds of bank card fees, one is SMS fee and the other is annual fee. SMS fee refers to the transaction information such as expenditure, income and balance that the mobile phone will receive after handling business in the bank. The annual fee is the management fee charged by the bank for the bank card.

Short message banking refers to the electronic banking business in which customers edit the short message service number in a specific format to the bank, and the bank handles related business for customers according to its instructions, and informs customers of the transaction results in the form of short messages.

While canceling or suspending some items' charges, some banks will charge a monthly fee ranging from 1-3 yuan for the traditional free SMS balance change notice from June 3rd. The specific charges of each bank are different.

1. The charging standard of SMS service fee of China Bank varies from channel to channel, as follows: Personal online banking channel and telephone banking channel are currently subject to national unified pricing: 2 yuan/account number/mobile phone number/month. The charging standard of SMS in counter bank is: each account/mobile phone number/month does not exceed 3 yuan.

2. Everbright Bank recently issued a notice to resume charging for personal "SMS" and corporate "SMS" services. 2 yuan/month is charged for each contracted account. After the implementation of the new standard, customers who register for personal "SMS" service for the first time can enjoy a free experience period of 3 months.

3. According to the notice issued by Bank of Communications, the SMS reminder service of personal bank ICT business will be adjusted. Pacific Debit Card Personal MasterCard Bank's SMS reminder service "account balance change reminder" was upgraded to "worry-free card" service. All balance changes will be reminded by SMS, and the charging standard is 12 yuan /3 months.

4. China Postal Savings Bank charges no more than 3 yuan/month or 30 yuan/year for SMS notification of personal current account changes. At present, the charges for SMS notification of balance changes are mostly in 2 yuan or 3 yuan every month.

5. The SMS service fee of CCB is charged monthly, 3 yuan/month. If the annual package is cheaper, 20 yuan will be charged at one time. In addition, the SMS service fee for the first month is free.