You can add a collection assistant when Alipay is overdue.

You can add a collection assistant when Alipay is overdue.

If there is no repayment on the repayment date, it is overdue and you will receive a text message after a certain number of days.

Seriously, you will get a collect call. Because there is no installment payment before the repayment date, even if it is overdue, it cannot be repaid in installments, and it needs to be paid off in one lump sum.