Joke Collection Website - Blessing messages - If someone calls you and says that Ping An Bank has given you a loan, will it be true?
If someone calls you and says that Ping An Bank has given you a loan, will it be true?
2. Ping An Bank loan process:
Step 1: The applicant submits application materials, loan application form and power of attorney to Ping An.
1. Copy of ID cards of the principal lender and its spouse;
2. Copies of the household registration book of the principal lender and spouse (copies 1, 2 and 3 must be available);
3. Copy of marriage certificate, original single certificate, divorce certificate and divorce agreement or copy of court judgment;
4. Original personal income certificate of the principal lender and spouse (valid with the official seal of the unit);
5. Copy of real estate license (real estate license, purchase contract and invoice, pre-sale contract and invoice);
6. The original bill of recent hydropower and coal (you can choose one of the three payment documents);
7. Copy of the main lender's driver's license (approved by the driver's license bank of himself or his immediate family);
8. Proof of assets:
(1) Salary details corresponding to the income certificate (bank card details or tax bill in the last 3 months);
(2) the deposit details of the principal lender or spouse and the certificate of stock fund policy;
(3) proof of property rights or rental income of multiple houses;
(4) Work permit or badge (provide copies of various asset certification materials to facilitate the efficiency of bank audit).
Step 2: safely accept the information submitted by the applicant and reply to the applicant within 2-3 working days;
The third step is to safely review the applicant's information, and after passing it, sign a loan contract with the applicant and go through the relevant notarization procedures;
Step 4: 1-2 working days for safe lending;
Step 5, the borrower repays the loan on schedule according to the repayment method signed with Ping An;
Step six, the borrower pays off the loan and cancels the relationship with Ping An.
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