There may be three reasons why I received the text message because others owe me an iou.

1. The information was stolen. The user confirms that he has no loan, but after verifying that he really owes a certain amount, he needs to call the police to deal with the problem of information theft;

2. A friend borrowed an online loan, filled in the user's own number, and needed to call to check whether the friend owed the loan;

3. It may be that personal information was leaked by visiting the loan website before, and the loan company used this as an excuse to attract new users.

The above is the loan owed by others, but I received the relevant content of the text message.

What if someone owes money and receives a text message?

When an individual who is in arrears receives a short message, the user can notify the collection platform or a third party, explaining that the individual is not an emergency contact, is not clear about the situation, and asks to stop harassing or ask about the specific situation of the loan before handling it. Because when applying for a loan, you usually need to leave emergency contact information. If the user fills it out unwittingly or involuntarily, he can make it clear when he calls back, in case the borrower can't repay the loan in the future, which will adversely affect the individual. Although the emergency contact is not the loan guarantor, it is not responsible for the borrower's repayment. However, once the other party is overdue, it is likely to receive dunning calls and text messages. This article mainly talks about the knowledge point that others owe loans but I receive text messages. The content is for reference only.