Guiyang: Encourage and guide financial institutions to implement the first set of 20% down payment policy.

On the evening of April 28th, the Guiyang Municipal People's Government issued the Notice of the General Office of the Municipal People's Government on Promoting the Healthy Development of the Real Estate Industry (hereinafter referred to as the Notice), which mentioned encouraging and guiding financial institutions to implement the 20% down payment policy for the first home loan. Support and guide financial institutions to implement the first home loan policy for families who own a set of housing and have settled their housing loans and apply for loans to buy ordinary housing again to improve their living conditions.

In terms of reducing the development cost of enterprises, the "Notice" announced the adjustment of the payment ratio of bid bond for land use rights. Where the right to use state-owned construction land is transferred by means of bidding, auction or listing, the bid bond shall be executed according to the prescribed minimum ratio (20% of the initial listing price), and the transaction shall be allowed at the initial listing price. New land transfer real estate projects surrounding education facilities, affordable housing, infrastructure facilities, etc. First, by the governments of various regions (cities, counties) in combination with the planning and design conditions and the regulations on the construction and management of educational facilities in newly-built and rebuilt residential areas in Guiyang, the regional construction shall be organized and implemented as a whole. The land transfer fee for underground parking spaces is specially used to support the public construction of the project.

In terms of credit demand, the "Notice" proposes to increase the support of housing provident fund, use the value-added income of housing provident fund, and use personal discount loans to incite commercial bank funds to expand the benefits of housing provident fund system. The scale of new personal interest-bearing loans is 2 billion yuan, and the loan issuance time is controlled within 3 months.

Strive for credit support from financial institutions. Guide financial institutions to implement relevant credit policies, appropriately increase liquidity loans and support for mergers and acquisitions of high-quality real estate enterprises on the basis of controllable risks to meet the reasonable financing needs of construction enterprises; Guide commercial banks and financial institutions not to stop or withdraw loans at will, and support projects under construction to the maximum extent as scheduled.

In addition, the Notice also requires improving the liquidity of commercial housing inventory. Accelerate the revitalization of the existing non-residential commercial housing land. For non-residential commercial housing projects that have been sold but not yet built, under the premise of improving the supporting facilities for public construction, it is allowed to apply for adjusting the nature according to procedures for the development and construction of residential or emerging industries, pension industries, cultural and educational industries, sports industries, etc. And promote non-residential destocking; For the adjusted houses, in principle, it is used for the construction of resettlement houses and affordable rental houses. Encourage physical resettlement. According to the principles of voluntary participation, selecting houses on the basis of merit and independent choice, the local (city, county) government will organize stock houses as resettlement houses and adjust the stock of resettlement houses, broaden the channels for raising resettlement houses, and enrich and improve the resettlement house library.

In improving the housing supply system, we should strengthen the subsidy policy support for affordable rental housing. In line with the Interim Provisions on the Management of Young Talents Apartments in Guiyang City, the rental subsidy will be paid continuously for two years according to the standard; For new citizens and young people who have newly settled in Gui 'an, Guiyang, and are working in Gui 'an, renting affordable rental housing, in principle, 80% of the housing rent of the same location and quality will be charged. In addition, it is necessary to relax the purchase conditions of * * * property housing. Anyone who meets college education or above, has paid social security for three years or more, and has paid taxes for two years or more can apply for the purchase of sales-oriented * * * property housing.

According to the data released by the National Bureau of Statistics on the changes in the sales price of commercial housing in 70 large and medium-sized cities in March 2022, in March 2022, the sales price index of new commercial housing in Guiyang increased by 0.2% month-on-month and decreased by 0.7% year-on-year, while the sales price index of second-hand housing decreased by 0.9% month-on-month and 3.4% year-on-year.