What is the small deduction from the Postal Savings Bank?

Postal savings bank's small deduction fee refers to the fee charged for providing account management services to customers' current accounts with quarterly average daily balance less than 100 yuan. Small deduction is applicable to individual customers, and the charging standard is 3 yuan/quarter.

2019165438+126 October, in order to actively implement the inclusive finance concept and provide customers with more favorable and convenient financial services, China Postal Savings Bank expanded the exemption scope of small account management fees. Details are as follows:

1. Individual RMB current deposit accounts that meet the following conditions are exempt from small account management fees:

On behalf of social services and financial capital accounts such as subsistence allowance, social security, medical insurance, unemployment insurance, pension, pension, housing provident fund and wages; Handle accounts authorized to pay utilities such as water, electricity, gas and telephone.

An account for repayment of personal loans and automatic repayment of credit cards; Accounts for purchasing funds, wealth management, national debt, insurance and precious metal products, and accounts for signing precious metal business and physical precious metal business; Opening an account for third-party depository business; During the statistical period of this quarter, there are green cartoon accounts in local and foreign currency sub-accounts and current all-in-one accounts in local and foreign currencies.

All accounts under the name of VIP customers; Co-branded cards in specific areas; Military security card, retired military service card; Secondary vocational students' financial aid cards and senior high school students' financial aid cards are exempted within three years from the date of opening the cards.

2. The only personal RMB current deposit account opened by the customer in the bank is exempt from the small account management fee.

3. If multiple personal RMB demand deposit accounts opened by customers in our bank are not exempted from the small account management fee, the customer will apply for a designated account to be exempted from the small account management fee.

Extended data:

The basis for China Postal Savings Bank to waive the small account management fee is the Notice of the National Development and Reform Commission of China Banking Regulatory Commission and the People's Bank of China on Exempting Some Service Charges of Banking Financial Institutions (No.2011).

National Development and Reform Commission? Notice of China Banking Regulatory Commission on Printing and Distributing the Catalogue of Government-guided Prices and Government Pricing of Commercial Banks (No.268 [2065438+04]). Notice of the National Development and Reform Commission and the China Banking Regulatory Commission on canceling and suspending some basic financial service charges of commercial banks.

China Postal Savings Bank-Notice on Expanding the Exemption Scope of Small Account Management Fee