How to delete mobile banking transaction details

Transaction details in the bank cannot be deleted.

1. Bank transaction details are important evidence for recording account consumption. They are stored in the bank server, and no organization or individual can delete, hide or modify them. It is convenient for banks and users to query account information when the funds in the previous account are abnormal. Mobile banking transaction details cannot be deleted, and these data are important evidence to record the account ignorance fee. If you delete the details, you can't explain the abnormal funds in the previous bank and user accounts. Detailed transaction data is stored in the server of the bank, and individual users have no right to delete it, and the bank cannot delete it for a certain period of time.

2. In the details of bank card receipt and payment, you can find relevant information, such as consumption time, abstract, trading place, postscript, record copy date, transfer account, etc. In the transaction details interface of the mobile phone, you can view the transaction records of the past six months. If you need to inquire more transaction records, you can bring your ID card and related bank card to the counter of the bank outlet and ask the staff to inquire or print it for you. Mobile banking refers to a channel mode in which banks use smart phones as carriers to allow customers to use banking services on the terminal. With the development of communication and Internet technology, the business functions of mobile banking are constantly updated and improved. Refers to the use of mobile devices such as mobile phones to realize the docking between customers and banks, and to handle related banking business or provide financial services for customers.

3. Mobile banking is both a product and a channel, which belongs to the category of electronic banking. Basic mobile banking consists of mobile phones, GSM short message center and banking system. During the operation of mobile banking, after the user sends an instruction to the bank through the menu on the SIM card, the SIM card generates a short message with a specified format according to the user's instruction and encrypts it, and then instructs the mobile phone to send a short message to the GSM network. After receiving the short message, the GSM short message system sends it to the corresponding banking system according to the corresponding application or address. The bank preprocesses the short message, and then converts the instruction into the host system format, and the host of the bank processes the user's request. The result is returned to the bank interface system, which converts the processing result into short message format, and the short message center sends the short message to the user to use mobile banking to inquire about the bank card account balance and transaction details.

The specific operation steps are as follows (taking China Agricultural Bank as an example):

1. Open the bank card to be queried and open the corresponding mobile banking APP. If not, you can download it from official website or the mobile app store.

_2. If it is the first time to use it, you must register first, click the "Register" button, and enter the required information such as mobile phone number, ID card and bank card number according to the page prompts. The login account name is usually the mobile phone number.

_3. After successful registration, enter the mobile phone number and the set login password, and click Login.

_4. After logging in successfully, directly find "My Account" on the homepage and click Enter.

_5. Select the account to query. Of course, if there is only one account, there is no need to choose. You can directly see the balance of the bank card, and then click the query details below the balance.

_6. After entering the query details page, the system will automatically list the bank card account details, and you can query the account details of the last month and three months. Note: Some mobile banks can inquire about transaction details for up to one year.

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