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Is it legal to deduct the SMS fee for mortgage repayment?

Legal. When the bank card that repays the mortgage opens SMS notification, it will charge SMS service fee, and the bank only charges SMS notification fee on behalf of the operator. Therefore, it is legal to deduct the SMS fee for mortgage repayment. The SMS service fee was deducted, and the mobile phone received a SMS notification to remind the account. SMS tariff is a technical term in mobile communication, that is, when users use this service, users pay for using this function.