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What if the rural commercial bank card is locked?
1. If you forget your password and it is locked after three times, you need to bring your ID card and bank card to the counter. The bank staff will unlock it for you.
2. If you log in to online banking and your password is locked due to an error, you can choose to re-operate the next day. If you forget your password, you can report the loss.
Two. Measures for the Administration of Bank Cards Article 28 When an individual applies for a bank card (except a stored-value card), he shall provide the card-issuing bank with a valid identity certificate of a person designated by the public security department, and open a registered account for him after passing the examination by the card-issuing bank;
3. Any unit that opens a basic account in a domestic financial institution shall apply for a unit card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.
Extended information I. Article 53 The rights of cardholders:
1. Cardholders have the right to enjoy all the services promised by the issuing bank to their bank cards, and have the right to supervise the service quality and complain about the service quality that does not meet the requirements.
2. Applicants and cardholders have the right to know the functions, usage, charging items, charging standards, applicable interest rates and related calculation formulas of their selected bank cards.
3. The cardholder has the right to ask the issuing bank for the statement within the specified time, and has the right to ask for inquiry or correction of inconsistent accounts.
4. After the procedures for reporting the loss of a debit card are completed, the cardholder will no longer be responsible for the change of funds in the corresponding card account unless the judicial organ or arbitration organ decides otherwise.
5. The cardholder has the right to claim the credit card contract and keep it properly.
Two. Article 54 Obligations of cardholders:
1. The applicant shall provide true information to the issuing bank and provide qualified guarantee according to the regulations of the issuing bank.
2. The cardholder shall abide by the articles of association of the issuing bank and the relevant clauses of the acquiring contract.
3. If there is any change in the mailing address and occupation of the cardholder or guarantor, it shall promptly notify the issuing bank in writing.
4. The cardholder shall not refuse to pay the money owed to the bank on the grounds of disputes with merchants.
Baidu Encyclopedia-Bank Card Management Measures
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