How to complain about malicious debt collection?

The ways to be maliciously collected are as follows:

1. Complain to the China Banking Regulatory Commission. You can log on to the official website of the China Banking Regulatory Commission to check the local complaint hotline and make a call to complain to the debt collection platform;

2. Follow the WeChat public account of the Internet Finance Association, click Contact Us in the chat window, and then select I want to complain;

3. Report to the 12321 Internet Bad Network and Spam Report Acceptance Center, report the SMS URL, and report URL of harassing phone calls.

What should be paid attention to during the international debt collection process

1. Avoid debt through irregular mergers, alliances, and joint ventures. After the merger or combination of enterprises, the original legal person for the loan is cancelled, which blurs the creditor-debtor relationship of the loan and loses material guarantee and safety guarantee;

2. Use irregular joint-stock reform to avoid debt. Some companies use joint-stock reform as a tool to avoid debt, borrowing a branch factory or workshop to transform into a joint-stock company. When calculating total assets, the entire company's assets are used as the basic condition for evaluation. The debts are borne by the original company, and the newly formed company is not recognized by the outside world. Debts, a large number of loans were assumed by the original shell companies, resulting in debts hanging;

3. Use irregular bankruptcy to avoid debts. Out of partial interests, they "fake bankruptcy" and really evade debts in the name of corporate restructuring. When collecting debts before bankruptcy, the company will use "stability" as an excuse to shift the responsibility to its employees, causing the company to remain in a state of "bankruptcy in progress" and continue to be broken, but the scum can never be broken; < /p>

4. Use auctions to avoid debt. After the company goes bankrupt, a so-called public auction is conducted in a secretive manner. The buyer is arranged in advance, the price is set quickly, and the final decision is made during the bidding. The transaction is concluded at a low price without giving other buyers a chance to compete. This seems fair, but it makes the creditor's rights department basically No way to start.

Legal basis: Article 293 of the "Criminal Law of the People's Republic of China"

The crime of picking quarrels and provoking troubles includes one of the following acts of picking quarrels and provoking troubles, disrupting social order, A person shall be sentenced to fixed-term imprisonment of not more than five years, criminal detention or public surveillance:

(1) Beating others at will, with serious circumstances; (2) Chasing, intercepting, insulting, or intimidating others, with serious circumstances;

(3) Forcibly taking or arbitrarily damaging or occupying public or private property, the circumstances are serious;

(4) Making trouble in public places, causing public * **The order of the place is seriously disordered.

Whoever gathers others to commit the acts mentioned in the preceding paragraph multiple times and seriously disrupts social order shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and may also be fined.

Article 42 of the "Public Security Administration Punishment Law of the People's Republic of China"

Whoever commits any of the following acts shall be detained for not more than five days or fined not more than 500 yuan. , if the circumstances are serious, he shall be detained for not less than five days but not more than ten days, and may also be fined not more than five hundred yuan:

(1) Writing threatening letters or threatening the personal safety of others by other means;

(2) Publicly insulting others or fabricating facts to slander others;

(3) Fabricating facts and making false accusations to frame others in an attempt to subject others to criminal prosecution or the parents to be punished by public security administration;< /p>

(4) Threatening, insulting, beating or retaliating against witnesses and their close relatives;

(5) Repeatedly sending obscene, insulting, threatening or other messages to interfere with others In normal life;

(6) Peeping, filming, eavesdropping, and spreading other people’s privacy.