I bought a new house and got a loan from China Construction Bank. Today, I finally received a short message from the bank asking when I would return it every month, which made it very clear.

Don't worry too much about this. If you need to go through other formalities, CCB will call you in time.

Let me explain a few questions to you:

1. The loan account number must be different from the debit card number used for repayment. Just check whether the repayment account number agreed in the contract is consistent with the debit card.

This is rarely wrong. The step of loan is to create a loan account number and then associate it with the repayment account. . . Just rest assured.

2. When to get the key mainly depends on the agreement of the house purchase contract and the developer's practice, requiring the bank loan to be paid directly to the developer, which means that the house payment plus the down payment has been paid in full, and the rest is only the money owed to the bank.

As for the down payment certificate, developers have IOUs (IOUs), which have nothing to do with developers. Developers received money, naturally know that this matter will be taken care of by Entertainment Lotus itself.

3. The short message informing the lender is only a reminder to the customer. Then you have to go to the bank and put your fingerprints on the IOUs. . . Then take a formal contract sealed by both parties. . . In this way, the whole loan link can be considered as a problem of completing the account number. . .