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Is there a relationship between owing medical loans and private loan ID cards?

Have an impact.

Possession of medical and personal loan ID cards will trigger a series of collection behaviors, including sending text messages, making phone calls, and door-to-door collection. Outstanding debts will be reported by credit reporting agencies, which will have a negative impact on personal credit. If the circumstances are serious, the lending institution has the right to take legal measures to sue for debt collection. According to Article 44 of the Regulations on the Handling of Medical Accidents, after a medical dispute is settled by mediation or court, the medical institution shall report to the local health administrative department and provide relevant mediation or judgment as the basis.