Joke Collection Website - Blessing messages - 1065750595558 is the number for sending short messages by credit card of China CITIC Bank.
1065750595558 is the number for sending short messages by credit card of China CITIC Bank.
CITIC Bank's credit card has always been aimed at serving the public and will serve the public better in the future. Many people who have used credit cards know that credit cards are very convenient, not only in domestic supermarkets, but also in some foreign consumer places. Credit cards have greatly facilitated the general public and enabled banks to make more profits from them.
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1065750595558 is the reason why China CITIC Bank charges for sending SMS by credit card:
Commercial banks have the right to charge fees for the services they provide to customers, except those prohibited by laws and regulations. Different banks may have different considerations about whether to charge for a certain service, more or less, and whether to charge, depending on market competitiveness, customer relationship and other factors. This should be a normal business practice.
The so-called bank's obligation to inform should be the obligation stipulated in the contract, that is, the bank has the obligation to inform customers of changes in deposits at the request of customers or within a specific period of time. If the contract does not indicate that SMS reminder is also a free contractual obligation of the bank, the bank's charge for it is understandable and should be reasonable in law.
Article 60 of the Contract Law of People's Republic of China (PRC) stipulates that the parties shall fully perform their obligations as agreed, follow the principle of good faith, and perform the obligations of notification, assistance and confidentiality according to the nature, purpose and trading habits of the contract. "The bank's SMS reminder is to fulfill the notification obligation."
According to Articles 8 and 28 of the Consumer Protection Law of People's Republic of China (PRC), banks are not allowed to charge for SMS reminders. Article 8 stipulates that consumers have the right to know the real situation of the goods they buy or use or the services they receive.
Article 28 stipulates that operators who provide goods or services through the Internet, television, telephone and mail order, as well as operators who provide financial services such as securities, insurance and banking, shall provide consumers with information such as business address, quantity and quality, price or cost of goods or services.
People's Daily Online-Should the SMS reminder fee be paid?
Baidu encyclopedia-China citic bank credit card center
Baidu Encyclopedia-China CITIC Bank Credit Card
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